Taxes2 min read · Updated October 19, 2026

2026 federal income tax brackets and standard deduction, explained

The 2026 federal income tax brackets, the standard deduction, and what tax you owe at different incomes.

Single filers

up to $12,40010%
$12,401 to $50,40012%
$50,401 to $105,70022%
$105,701 to $201,77524%
$201,776 to $256,22532%
$256,226 to $640,60035%
$640,601 to and up37%

Married filing jointly

up to $24,80010%
$24,801 to $100,80012%
$100,801 to $211,40022%
$211,401 to $403,55024%
$403,551 to $512,45032%
$512,451 to $768,70035%
$768,701 to and up37%

Tax at different incomes (single, standard deduction)

IncomeFederal income tax
$40,000$2,620
$60,000$5,020
$90,000$10,970
$130,000$19,934
$200,000$36,734

Common questions

What are the 2026 tax brackets?

Seven rates from 10% to 37%, by taxable income and filing status.

Does moving to a higher bracket reduce my pay?

No. Only the income above the bracket line is taxed at the higher rate.

Sources

Published October 19, 2026. Estimates, not tax or mortgage advice.