FreeNo sign-in. Nothing to sell you.
Know the real number before you commit.
Free Canada money checks: visa funds, mortgages, RRSP or TFSA, and sending money home. Type your numbers, get the answer in plain words, and see how it was worked out.
New to Canada
- Newcomer savings runwayType your savings and costs. See how many months they last.
- Study permit proof of fundsPick your family size. See the money to show for a study permit.
- Express Entry settlement fundsPick your family size. See the settlement funds for Express Entry.
- Super Visa income checkerPick your family size. See the income a host needs for a Super Visa.
- Money transfer cost checkerType the fee and rates. See what your family really receives.
Your home and savings
Working for yourself
Everyday money
How it works
- 1. Type your numbersOnly what you know. Every box says where to find it.
- 2. Get the answerIn plain words, with the working underneath.
- 3. Keep itSign in with your email to save a check and open it again later.
Guides people search for
How much money you must show for a Canadian study permit in 2026
The living-cost funds IRCC asks for on a study permit from 1 September 2026, by family size, plus tuition and travel.
NewcomersExpress Entry proof of funds: how much settlement money you need
The settlement funds Federal Skilled Worker and Skilled Trades applicants must show, by family size, and who is exempt.
NewcomersSuper Visa income requirement: what a child or grandchild must earn
The minimum necessary income to invite parents or grandparents to Canada on a Super Visa, by family size.
SavingsTFSA, RRSP and FHSA limits for 2026
The 2026 contribution limits for the TFSA, RRSP and FHSA, how they work, and what each is best for.
SavingsRRSP or TFSA: which should you use first?
A plain comparison of the RRSP and TFSA with a worked example, and the one thing that decides it: your tax rate now and later.
Taxes2026 federal income tax brackets in Canada, explained
The 2026 federal income tax brackets in Canada, how marginal rates work, and how provinces add to them.
Questions
Is it really free?
Yes. There is no charge and no card needed. Nothing here is sold to a lender, a bank or anyone else.
Do you keep my numbers?
No. The maths runs in your browser. If you sign in and choose to save a check, only that check is stored, and you can delete it any time.
Is this financial or tax advice?
No. These are estimates from official published rates, with the working shown. For decisions that matter, check with the provider or an adviser.
Where do the figures come from?
Government pages (GOV.UK, the IRS, CRA and IRCC), dated on each page. Every tool shows its sources.