Retirement2 min read · Updated October 21, 2026

Social Security: claim at 62, 67 or 70?

How much your benefit changes with claiming age, with an example of a $2,400 benefit at 67.

Example: $2,400 a month at 67

Claim at 62$1,680 a month
Claim at 63$1,800 a month
Claim at 64$1,920 a month
Claim at 65$2,080 a month
Claim at 66$2,240 a month
Claim at 67$2,400 a month
Claim at 68$2,592 a month
Claim at 69$2,784 a month
Claim at 70$2,976 a month

Common questions

What is the full retirement age?

67 for people born in 1960 or later.

Sources

Published October 21, 2026. Estimates, not tax or mortgage advice.