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401(k) employer match calculator

Repo-linked (EBLR): your rate rises by the same 0.25% at the next reset date, unless your lender holds back some of it. Resets happen at least once every three months, so expect the change within about three months of 7 October.
MCLR-linked: your lender's own cost of funds drives the rate and it resets on its own date, often every six or twelve months. The effect arrives later and may be smaller. Our guide to [[blog:eblr-vs-mclr-home-loan|EBLR and MCLR]] explains the difference.
Fixed rate: nothing changes until the fixed period ends.

See how much free money your employer match is worth, whether you are missing some, and where your 401(k) could grow.

2026 401(k) limit from the IRS. Growth is an assumption, not a promise.

Common questions

What is an employer match?

Money your employer adds when you save, often a share of what you put in up to a cap.