Student loans2 min read · Updated 19 October 2026
Student loan repayments on a £80,000 salary
What comes out of a £80,000 salary for a Plan 2 or Plan 5 student loan in 2026/27, monthly and yearly.
By plan
| Plan | Monthly / yearly |
| Plan 1 | £398 / £4,779 |
| Plan 2 | £380 / £4,555 |
| Plan 4 | £347 / £4,158 |
| Plan 5 | £413 / £4,950 |
| Postgraduate (extra) | £295 / £3,540 |
How it works
Repayments are 9% of pay above your plan threshold, taken by your employer. They stop when pay falls below it. Your balance does not change what you pay each month.
Common questions
How much student loan do I repay on £80,000?
On Plan 2 about £380 a month. On Plan 5 about £413.
Does the balance change the payment?
No. The payment depends on income only.