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Capital gains tax calculator

Repo-linked (EBLR): your rate rises by the same 0.25% at the next reset date, unless your lender holds back some of it. Resets happen at least once every three months, so expect the change within about three months of 7 October.
MCLR-linked: your lender's own cost of funds drives the rate and it resets on its own date, often every six or twelve months. The effect arrives later and may be smaller. Our guide to [[blog:eblr-vs-mclr-home-loan|EBLR and MCLR]] explains the difference.
Fixed rate: nothing changes until the fixed period ends.

See the tax on selling shares, a second property or crypto in 2026/27. Add the gain, your income and any losses.

2026/27 rates from GOV.UK: £3,000 allowance, 18% and 24%. Works for shares and other assets; residential property uses the same rates this year. Estimate; not advice.

Common questions

What is the CGT allowance?

£3,000 in 2026/27.

What are the rates?

18% inside the basic-rate band and 24% above it.