LoanCheckup

FreeEvery tool takes about two minutes.

Loan tools

Free. Nothing leaves your browser unless you sign in.

Am I overpaying?

A yes or no, and what switching could save.

Check my loan

Loan report from your KFS

Add your Key Fact Statement and credit report. See the loan in plain words, red flags and how to pay less.

Is my rate fair?

Compare your rate with what lenders list today.

Switch or stay?

Yes or no after fees, and when it pays back.

Did my lender pass it on?

Check if your rate moved with the repo rate.

Plan and protect

Pay off sooner

Finish by a year, add a monthly amount, or raise your EMI each year.

What if rates rise?

Your EMI and safety margin if the rate goes up.

Cost after tax

What your loan really costs after the tax you save.

Before I borrow

Can I afford a home?

How much you can borrow, and whether to rent or buy.

All calculators

EMI, SIP, FD and more.

Stay informed

Repo rate alerts

An email after each RBI decision, with your amount.

Free downloads

Excel schedule, checklist and lender letter.

Rates by lender

Home loan rates of banks and housing finance companies.

Repo rate guide

What RBI changes mean for your loan.

Common questions

Are the tools free?

Yes. No lender pays us and we take no commission.

Is my loan data sent anywhere?

Not unless you sign in and save a loan. The checks run in your browser.