SampleAn imaginary borrower. Not a real person.
See a sample report
This is what you get for ₹50 lakh left on a home loan at 9.60% with 18 years to go and a score of 750 to 799. Every number comes from the same maths as your own check.
The rate is above the usual range
₹7.98 lakh
might be saved by moving to about 8.37%, around ₹3,854 less a month after ₹35,000 of costs.
Listed rates for a score like this run about 7.73% to 8.37% (2026-10-17).
Lenders that could cost less
Your own report shows this list once you create a free account.
| Lender | Likely rate | Interest saved |
|---|---|---|
| South Indian Bank | 7.36% | ₹14.89 lakh |
| LIC Housing Finance | 7.36% | ₹14.89 lakh |
| Bank of Baroda | 7.51% | ₹13.92 lakh |
| HSBC | 7.56% | ₹13.61 lakh |
| ICICI Home Finance | 7.61% | ₹13.29 lakh |
In your own report
- Your verdict, with your numbers.
- Lenders ranked by the interest you could save.
- Your Key Fact Statement in plain words, with red flags.
- Your credit report checked for late payments, card use and errors.
- A letter to your lender, ready to send.
The borrower is imaginary. Rates are lenders' listed ranges and an estimate for a score like this, not offers. This is information, not financial advice.