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SSS salary loan calculator

Repo-linked (EBLR): your rate rises by the same 0.25% at the next reset date, unless your lender holds back some of it. Resets happen at least once every three months, so expect the change within about three months of 7 October.
MCLR-linked: your lender's own cost of funds drives the rate and it resets on its own date, often every six or twelve months. The effect arrives later and may be smaller. Our guide to [[blog:eblr-vs-mclr-home-loan|EBLR and MCLR]] explains the difference.
Fixed rate: nothing changes until the fixed period ends.

See how much you can borrow from SSS, what lands in your hand, and your monthly payment.

Terms from the SSS salary loan page. Payment shown is an estimate.

Common questions

How much interest does an SSS salary loan charge?

8% a year on the balance for a first loan.