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Lost your job: how long will your savings last?

Repo-linked (EBLR): your rate rises by the same 0.25% at the next reset date, unless your lender holds back some of it. Resets happen at least once every three months, so expect the change within about three months of 7 October.
MCLR-linked: your lender's own cost of funds drives the rate and it resets on its own date, often every six or twelve months. The effect arrives later and may be smaller. Our guide to [[blog:eblr-vs-mclr-home-loan|EBLR and MCLR]] explains the difference.
Fixed rate: nothing changes until the fixed period ends.

Add your savings and monthly costs. See how many months you can last and what to trim first.

Estimate. SSS unemployment benefit eligibility is on sss.gov.ph. Not advice.

Common questions

Do I get separation pay?

It depends on why you were let go. Ask your employer in writing.

Can I get an SSS unemployment benefit?

Involuntarily separated members may qualify. Check eligibility on the SSS site.